Category Archives: Travel

The Top 10 Things to do in Terceira Portugal

I’ve been working from home for several years now and one of my favorite things to do when I have the money and the time is to go on an adventure (vacation).  Sometimes that adventure includes a weekend getaway to Los Angeles or Palm Springs or a week in San Francisco.  This past week I was fortunate enough to take a trip to The Azores Islands in Portugal and spend a week on the island of Terceira.

Terceira is the 2nd most populated city island in The Azores and has some amazing sites and things to do.  I felt like a week was plenty of time to see and pretty much do everything and if you’re traveling here from The USA you be amazed at how affordable everything is compared to back home.  I rented a car for a week for $50 my hotel was included in my airfare and included a comped breakfast every morning.  Most of the meals for my fiance and I were around $10 for lunch and $20 to $25 for dinner at nice restaurants.  And the meals were fantastic – mostly.  I think we fell in love with The Portuguese Cuisine especially all of the different soups we got to try (she fell in love with all the cheese as there are more cows than people on the island).  You can’t beat the wine prices running anywhere from a $1 to $3 dollars a glass in most restaurants on the island.  So my advice is to get a rental car and make sure to have some Euros on you for the week to pay for all of your food.

Here are the top 10 things to do while visiting Terceira.  Keep in mind that we went in off season (winter) so all of the things I am recommending are things that we did and did not include any swimming or laying on the beach as the temperatures were mostly in the mid 50 to mid 60’s while visiting.

Enjoy a view and Hike of Mt. Brasil – A viewpoint that seems to go out into the ocean outside Angra do Heroísmo, most of the Monte Brasil peninsula has been designated as a natural reserve.  The remains of a long-extinct volcano, the peninsula are covered in a thick forest that’s full of flowers in spring and has a hiking trail that leads to the summit and viewpoint. You can also drive there if it’s muddy underfoot, or you didn’t pack your walking shoes.

At the top, you’ll find stunning views, along with a large memorial cross commemorating the discovery of the island in 1432, and a few decommissioned artillery pieces courtesy of the nearby São João Baptista fort.  At the top, you will also find a few short and nice hikes that allow you to take in some of the scenery.

The fort is still occupied by the Portuguese army, as it has been since the early seventeenth century, and there are guided tours if you prefer to go with a guide vs. on your own.  You may also see a few motorcyclists as it seemed like a popular place for dirtbikes.

Walk inside an Extinct Volcano – Probably one of the biggest highlights of our trip was walking inside the Algar do Carvão Cave.  It’s about a 20-minute drive from most of the major cities on the island and it is quite spectacular.  The main site will lead you into a cave that drops down about a 150 feet to a rain dripping lagoon.  It’s pretty amazing and you will not want to miss this.  After you do this hike if you are up for it, I recommend going down the road a few miles to another cave that is also formed by lava, but more rugged and deeper horizontally vs. vertically.  Both caves cost us around $9 each, but if you are limited on time or funds just do the first one for $6 as that was definitely my favorite of the 2 caves.  It seemed like they were only open from 2 to 5:30 and you will need around 30 minutes at each cave.  You can check their website for times and more information.

Explore the Popular city of Angra do Heroísmo – One of the oldest cities in The Azores it’s the capital and probably where most of the tourists base themselves as there are many wonderful hotels and places to stay. The town center was listed as a UNESCO World Heritage site in 1983, and a few minutes spent exploring the beautiful, brightly-colored buildings makes it easy to see why.  There are some amazing sites from churches to older buildings, restaurants, shops, and a small harbor with a beach.  Be sure to take a walk, but beware parking can be a bit difficult at times as it does get busy during working hours and you have to pay for parking between 8 AM and 6 PM although $1 Euro will get you a few hours.   We didn’t know until after a few days that we didn’t have to feed the meter after 6, so we probably wasted at least a few euros on parking – haha.

Go for a stroll in The Duque Da Terceira Garden  –  Inside the city of Angra do Heroísmo there is a beautiful botanical garden with lots of trees and plants from all over the world. If you’re tired from walking in the city this may be a nice resting place as there are many park benches.  You will also find many frogs in the ponds and birds cohabiting this place – definitely a serene place to spend an hour during your holiday.




Museu de Angra do Heroismo – This museum is amazing.  Honestly, I didn’t expect much as it was only $2 Euros per person to enter, but boy was I wrong.  We went on a rainy day towards the end of our trip and I would recommend that you save this towards the end as it will be more captivating for you and make more sense.  There are 3 levels of the museum and you get to go inside a church that was built in the 1600s (See Picture).



The Wine Museum –  Surprising for an island chain in the middle of the Atlantic.  This is located just a few miles (about 10 to 15-minute drive) North from Angra.  They have a pretty good local wine scene on The Azores due to its fertile rocky volcanic soil and mild year-round temperatures.  They are mostly known for their white wines as I didn’t encounter any red wines from The Azores at least on Terceira.  But be sure to visit the Wine Museum as it is a family run vineyard that has been run by multiple generations since its beginning in 1900. The tours typically take around 25 minutes and at the end, you can sample some of their wines and maybe even purchase a bottle or two to enjoy on your vacation.

Visit Serra de Santa Bárbara –  A few miles up from the wine museum you can drive up to the top of Serra de Santa Bárbara.   The views from the top are spectacular and quite amazing.  As with other viewpoints on the island if it is cloudy as it was when we went up there you may find it difficult to see much of anything, but still worth the drive up as they have a nice visitor center at the top with lots more information about the island.  They also have some tasty Azores ice cream inside the visitor center.  Unfortunately, since it was cloudy on the day we went up I didn’t include any pictures.

Take A Road Trip Around The Island – The island is pretty small and I would highly recommend you take a road trip around the island and visit some of the small towns like Boscoitos, São Sebastião, Port Martin, and attractions like The Lighthouses, parks, and swim holes along the way.  Depending on how many times you stop you can probably do the entire island in a few hours in a rental car.  If you don’t have a car I’m pretty certain they have a tour bus that will take you around.

Drive to The Top of Serra Do Cume – You don’t want to miss this one.  This is on the east side of the island and sits around 1800 feet above sea level.  Here you will find spectacular views of the farmland and coastland of much of Terceira.  Unfortunately, just like Serra de Santa Bárbara your experience will depend on the weather.  Luckily, it was pretty clear the day we went up there.  I would recommend doing it on a partly cloudy or sunny day vs. a rainy one.

This is a must do and you will not be disappointed.


Rocha Do ChombraTerceira offers many excellent hikes and if you are in pretty good shape like myself I highly recommend that you do the 9KM hike at Rocha do Chombra.  If you are going alone as we did, be sure to bring some good hiking shoes, a camera, and even some walking sticks.  It says on Google that it takes around 2 hours in 30 minutes to complete, but it took us around 3 hours.  If you are not an experienced hiker you can get a guide to take you on this amazing trek.  You really don’t want to miss this one either.

These are the top 10 things I did while I was on the island, but there are many more things that I did and even took in a music gig at a local restaurant A Minha Casa that I highly recommend visiting.   Also be sure to visit the 2nd largest city on the island Prainha da Praia da Vitória where there are many great hotels, restaurants, beaches and a movie theater with $1 popcorn.

Also if you are looking for some great places to eat here is a short list of some of my favorite restaurants we ate at.

  • Tasca Das Tias (be sure to get their tuna and almond pie)
  • Captains Table (my fiance said they had the best bolognese spaghetti she had ever had in her life and the best house wine that I had on the island).
  • Restaurante do Porto dos Biscoitos  (2nd Best soup on the island).
  • Pedregulho (Best steak sandwich and #1 Soup on the island).
  • A Canadinha (We had dinner here 2 times very affordable with $1.25 Euros house wine and some amazing pickled pork – a must).
  • Queijo Vaquinha – The oldest Cheese Factory in Terceira. (I’m personally not a cheese lover, but my fiance is and she loved her cheese plate.  I will say the fig honey is amazing).
  • A Minha Casa (affordable and very cute.  Has tasty hamburgers and live music).

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How To Get Financially Free Quickly

I heard this guy on the radio the other day say that you need at least 1 Million Dollars to retire comfortably.  Now that is pretty vague considering that if you live in Southern California in a 10,000 Square foot Home and your monthly bills require at least $20K per month to keep your head above water.  Or what if you live in Des Moines, Iowa and your home is paid for and you don’t have any credit card debt and you’re living on social security and get medical assistance from Medicare.

The above isn’t too far off from my brother and my father.  I think I am somewhere in the middle, but my point is that financial freedom is different for everyone.  If you want to know if you’re financially free – simply calculate how long you could go without working and still be able to pay all your bills?  For most, many are still living paycheck to paycheck and their only hope to retire is to collect social security.

If you’d like to be able to retire one day it will be based on 2 things – your monthly outgo per month – bills (homes, cars, boats, and health insurance) and how much you make (income).  It’s pretty simple if your bills are only $1000 per month, it will much easier for you to retire or take much less than someone whose bills are $20,000 per month.  For someone who’s bills are only $1000 per month they could live without working for 10 years if they had only $120,000 tucked away.  For someone whose monthly bills are $20,000 per month, they would need to have 2,400,000 tucked away to stop working for 10 years.

As you can see retirement will be very different for everyone.  For some, it may be just working part-time and living on some savings and for others, it may not even be an option and for a few lucky ones, they will be able to do it with their life savings.

Personally having worked for almost 30 years of my life and raising kids, I know how hard it can be to save money, so I would rather create income streams via investing in stocks, cryptocurrency, digital marketing, and selling Health & Wellness Products online.  This doesn’t take a lot of years and can create nice steady income quickly if you know what you are doing.  In fact, you can create all the above in only 12 to 18 months if you are smart about it.

Creating wealth beyond being an employee has been one of the most satisfying things for me personaly and fortunately, I have only worked as an employee for a few of the past 10 years.  I will say that it hasn’t been easy, but it has been very fulfilling at times.  Imagine being able to work a few hours per day and go do the things you love?  Take a vacation when you feel like it, not because you get a week or 2 weeks a year of paid time off, drive a luxury vehicle and have it paid for because your investments will pay for it.  The above is all possible if you think you can, are resourceful, and have a mentor to show you the way.  And the best part is, you become your own boss and create a lifestyle that most only dream about in a very short period of time.  It doesn’t mean you don’t work, but trust me it’s always more fulfilling working on your own schedule than someone else’s.  In fact, you may like it so much that you may never feel like you need to retire.  Being a home-based entrepreneur is like being permanently semi-retired.

If you’d like to work on creating multiple streams of income and start becoming financially free feel free to reach out to me at

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Why You Need a Happy Goal!

A few years ago I remember thinking if I just got the bigger house or the fancy car or the bigger bank account I would be happy.  I got that and then one day it pretty much vanished almost overnight after a divorce.  I promised myself from that point forward I would only put all of my extra money into surfboards and guitars (which I did for awhile).  But then after 7 surfboards and 4 guitars, I realized that was kind of silly and that I basically would need storage for all the above.  Thankfully, my neighbor who is a good friend of mine now lets me store some of my surfboards in his storage house – ha ha.

You see, in business just like when you have a job you need to set goals.  Unfortunately, most goals are kind of mundane like – make more money, get a better job, or pay off debt.  These kind of goals are great, but they aren’t really happy goals.  Even though surfboards and guitars may seem silly to some, it’s actually not.  To me, I love to surf and play guitar (those things make me happy).

A few years ago I started reading up on happiness and minimalism.   And even though that didn’t force me to sell off all my surfboards and guitars I discovered something else that made people really happy, in fact, things really aren’t that important.  What they have discovered is what really makes people happy is experiences.  So a few years ago even though I had already done a ton of it already in my life, I started to travel frequently again. I would think about places to travel to and make a goal – a happy goal to take a vacation for a week or two and go and see new places and have new experiences.

“There are 3 things you need to be happy in life – someone to love, something to do, and something to look forward to.” Jimmy Buffett (American Musician 1946 – )

There is nothing quite like putting a vacation on your calendar for a week or two and scheduling it out for 2 or 6 months.  It does something to me when I work, as it gives me something to look forward to.  It’s a happy goal.  I find not only does my work become more manageable, but that I really enjoy those days leading up to that vacation.  In fact, I’m on vacation right now as I write this. I’m looking at the ocean and enjoying the tropical air from my hotel balcony.  it’s my 3rd vacation in the past 12 months. And when I vacation I don’t really do much business, I shut down and try to really enjoy the moments, because when it’s all said and done it’s not so much about the things you have, but the things you have done.  So my challenge to you if you aren’t already traveling and investing in experiences is to start doing it.  If you don’t vacation from time to time you are missing out in my opinion.  Plus, it’s a great way to recharge your batteries (your human batteries).

If money or your work schedule is keeping you from taking those much-needed vacations and traveling more, just know that happy goals will subconsciously force you to attract more money to make that much-needed vacation become a reality.  If traveling doesn’t interest you, at least find some things that you enjoy and start setting more happy goals around the things that you love.  It’s important to give yourself something to look forward to.