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How To Get Financially Free Quickly

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I heard this guy on the radio the other day say that you need at least 1 Million Dollars to retire comfortably.  Now that is pretty vague considering that if you live in Southern California in a 10,000 Square foot Home and your monthly bills require at least $20K per month to keep your head above water.  Or what if you live in Des Moines, Iowa and your home is paid for and you don’t have any credit card debt and you’re living on social security and get medical assistance from Medicare.

The above isn’t too far off from my brother and my father.  I think I am somewhere in the middle, but my point is that financial freedom is different for everyone.  If you want to know if you’re financially free – simply calculate how long you could go without working and still be able to pay all your bills?  For most, many are still living paycheck to paycheck and their only hope to retire is to collect social security.

If you’d like to be able to retire one day it will be based on 2 things – your monthly outgo per month – bills (homes, cars, boats, and health insurance) and how much you make (income).  It’s pretty simple if your bills are only $1000 per month, it will much easier for you to retire or take much less than someone whose bills are $20,000 per month.  For someone who’s bills are only $1000 per month they could live without working for 10 years if they had only $120,000 tucked away.  For someone whose monthly bills are $20,000 per month, they would need to have 2,400,000 tucked away to stop working for 10 years.

As you can see retirement will be very different for everyone.  For some, it may be just working part-time and living on some savings and for others, it may not even be an option and for a few lucky ones, they will be able to do it with their life savings.

Personally having worked for almost 30 years of my life and raising kids, I know how hard it can be to save money, so I would rather create income streams via investing in stocks, cryptocurrency, digital marketing, and selling Health & Wellness Products online.  This doesn’t take a lot of years and can create nice steady income quickly if you know what you are doing.  In fact, you can create all the above in only 12 to 18 months if you are smart about it.

Creating wealth beyond being an employee has been one of the most satisfying things for me personaly and fortunately, I have only worked as an employee for a few of the past 10 years.  I will say that it hasn’t been easy, but it has been very fulfilling at times.  Imagine being able to work a few hours per day and go do the things you love?  Take a vacation when you feel like it, not because you get a week or 2 weeks a year of paid time off, drive a luxury vehicle and have it paid for because your investments will pay for it.  The above is all possible if you think you can, are resourceful, and have a mentor to show you the way.  And the best part is, you become your own boss and create a lifestyle that most only dream about in a very short period of time.  It doesn’t mean you don’t work, but trust me it’s always more fulfilling working on your own schedule than someone else’s.  In fact, you may like it so much that you may never feel like you need to retire.  Being a home-based entrepreneur is like being permanently semi-retired.

If you’d like to work on creating multiple streams of income and start becoming financially free feel free to reach out to me at http://workwithjohn.biz


Skype: jtlmusic
Email: john@johnlowery.biz
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More Resources For You:

3 Online Marketing Tips To Help Your Business

Pick up a copy of John’s book

The Social Media Puzzle & How To Profit From it available on Amazon.

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The Tax Benefits of Starting Your Network Marketing Business

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The Tax Benefits of Starting Your Network Marketing Business

Making money in network marketing may seem difficult in the beginning, but it can be done.  Most enter the profession thinking of it the same way as a job – trade your time and get paid by the hour.  Keep in mind when you trade your time for dollars you are renting your time and not building any equity in a business or a job.  Most people fall into the employee mindset and have a difficult time working for anyone or anything without being paid by the hour.  You are also taxed on every dollar you make immediately as an employee whereas a business owner you are taxed on only the money that is left over after all of your expenses.  So the quickest way to make money in network marketing is to do it through taxation if you have a job and are already having taxes pulled out of your paycheck.  You now have the opportunity to write off everything you use for business – cell phone, business cards, transportation, gas, home office, meals, product, advertising, etc…  Get in the habit of keeping all of your receipts and change your filing status with your HR Department at your job and add a few more dependents and you will get an instant pay raise from The Federal Government.  This will immediately put a few extra bucks into your pocket every month.  I am not an accountant, so if you have one you may want to check with them, but most are familiar with the tax laws in our country and how they usually benefit the self-employed and having a home-based business would put you into this category.  One of my first mentors in the network marketing profession who had made millions would require every new person he sponsored to open up a tax file and begin saving all of their receipts.  Even if you don’t sponsor anyone, but actually put in the time to build your business and show the government that you are making an attempt to make money you will still benefit greatly from having a home-based business.  but actually put in the time to build your business and show the government that you are making an attempt to make money with your business you will still benefit greatly from having a home-based business.  My fiance who has been with the same company for 16 years was advised by her own accountant to start a

One of my first mentors in the network marketing profession who had made millions would require every new person he sponsored to open up a tax file and begin saving all of their receipts.  Even if you don’t sponsor anyone, but actually put in the time to build your business and show the government that you are making an attempt to make money you will still benefit greatly from having a home-based business.  My fiance who has been with the same company for 16 years was advised by her own accountant to start a home-based business to help with her tax burden.  So whether it be network marketing or landscaping, everyone should have a part-time home based business in my opinion.  It just makes perfect sense and will save you money on the money you pay in taxes, plus put a few extra bucks into your pocket each and every month with minimal effort.

If you don’t have a full-time or part-time job like 80% of the people entering our profession than you are either self-employed, retired, or unemployed.  Either way, you will still want to keep receipts for everything pertaining to your business.  This is by far the quickest way to put money into your pocket in network marketing.  All your expenses will go against any of the income you generate with your network marketing business and other income streams.

To learn more about the tax benefits of network marketing click here to watch an overview by Sandy Botkin CPA a seasoned tax accountant, former legal specialist with The Internal Revenue Service, and author of The Best Selling Book, “Lower Your Taxes BIG TIME”.

In closing, it is hard to say anything positive about paying taxes. It always hurts but we all have to do it. The good news is that by joining any network marketing company there are tax deductions that you would not have been able to deduct if you did not have a home-based business.

Always consult with a tax professional. We cannot provide any warranty about the information above.

More Resources For You:

Best Ways To Make Money From Home

How To Build A Successful Network Marketing Business Online

 

 

 

Why Quality Of Your Product & Price Matters When It Comes To Network Marketing

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I have been around the network marketing industry since I joined my first company Pre-Paid Legal back in 2000.  I have seen some great products and services being sold by word of mouth marketing over the years.  Who can argue that Amway, Avon, Legal Shield (formerly pre-paid legal), or Shaklee are not great companies with great products or services?  I’ve personally used products over the years where I never even became a distributor and was just a customer Juice Plus, Send Out Cards, and Nerium to name a few.

What I love about network marketing is it allows people to purchase products that in most cases are better quality than what they would get on the shelf in a store.  Mainly because of the distribution model being word of mouth the companies typically pay out around 50% of all income to their distributors instead of going retail and paying out nearly 80% to advertising agencies, wholesalers, resellers, and so on.  It also allows individuals with no experience or limited experience in business to create additional income with a very small investment. Unfortunately, certain companies out there don’t have that great of a product.  I still remember a few years ago sitting on a phone call with a company owner who was bragging how he was getting his product from China for $6 and selling it through his network marketing business for $60.   This is where I have a love hate relationship with the business as most businesses are built on a product or service first and a distribution channel later. In many cases in network marketing, the business is built on a compensation plan first than a product secondly.  In fact, I’m shocked that after what happened with Veema (being shut down by the FTC), and all of Herbalife’s problems in recent years that anyone would even consider starting a network marketing company without focusing on a product or service first.

You see, for a company to be successful in the long-term it cannot be built entirely by just recruiting people who are going to join the business and pay out commissions.  It must have products and services available to the general public that people would buy without a business opportunity attached to it.  And this is where it gets tricky.  Because as a network marketing begins the word of mouth is usually spread by distributors recruiting distributors.  After awhile if the products and services are good and priced right many distributors who originally got into the business to make money will just become loyal customers and the word of mouth will travel and over time there will be many customers and that is where you want to be.  In fact, if you just build a business model on recruiting distributors and have no customer base your business and company is doomed over a period of time – it will eventually fall apart like a deck of cards.  That company I talked about earlier where the owner was buying his product in China for $6 and reselling it to his distributors for $60 is no longer in business today.

Why are price and quality important?  If you put a product in the marketplace that isn’t priced accordingly then – it better make a person fly, because if people see they can buy a similar product that’s just as good elsewhere for a lesser price – you’re going to lose a customer. It’s as simple as that.  And I still believe today that most products I come across in network marketing are of good quality, but many still don’t understand that consumers won’t pay double or triple for a product they can buy elsewhere.

So if you decide you want to join a network marketing company before you begin marketing it do some homework on the products to see if they are priced accordingly, good quality, and something you would personally buy whether or not you joined the business to make money or not. Keep in mind in network marketing you are building a business for you and your family that could potentially pay you residual income for years to come.  Don’t make the same mistake I have in the past by joining a company just because you can make money quickly – that usually doesn’t last.  Ask yourself, if this company will still be around in 3 to 5 years?  Is this a business that I could put my mom or relatives in and sleep straight at night.  If the answer to the above is YES, than you may have found your company.

If you are looking for a company that has better products, is priced right and can potentially add an additional $100, $500, or even $5000 or more per month to your families budget than definitely click on the link below.

Click here to read more about how you can change your financial future and make a difference.

More Resources For You:

How To Build a Big Downline in 90 Days in Network Marketing

How to do a 3 Way Call for Network Marketing

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If you are involved in network marketing or thinking about it.  One of the best ways to build your business is by putting your prospects on a 3 way call with a leader in your organization.  In fact, I suggest that you have at least 3 or 4 leaders in your organization in your phone on auto dial, so you can plug into these folks when you need them.  If you’re new to network marketing you will want to practice using the feature on your phone.  You can google, how to do a 3 way call on your phone.  It’s pretty easy to do.

When is the best time to use a 3 way call

You should use a 3-way call after your prospect has seen a presentation either live or online and this tool should be used for 2 reasons, one is to get all of your prospects questions answered and to enroll your prospects into the business.  There will be those times where someone will just watch a presentation and will sign up for your business without a 3 way call, but in most cases, many will have questions before joining your business.  That is when you need to put them on the phone with your leader.  Don’t say too much at this point except, something like “That’s a great question, I’ve got my business partner on the other line and he has a lot more experience than I am.  Let me see if he is available.”  Then you simply dial up your leader and see if they are available.  If they are not available, call another leader until you find someone who is.  This is where you will use edification after you get your leader on the phone, “This is Bob, he has been with our company for 5 years and is having lots of success with it”.  After you introduce your leader, you don’t say anything, put your phone on mute and let them do most of the talking.

Why don’t I want to explain my business

The reason you don’t want to vomit information on your prospects is because you want a couple of things to happen.  You want them to say to themselves that I can do that and see  that they will not be alone in building their business.  A good leader won’t even vomit with information on your prospects unless they have watched a presentation.  You don’t want to probably even mention the company until they have agreed to watch a presentation unless they pressure you to tell them.  Keep it short and sweet and get them to a presentation and then use the 3 way call and you will find yourself succeeding much more in your business versus going after it alone.  Sometimes your leader will even enroll your people for you, but I think its best to use them as much as you can and not become too dependent on them.  Even when you get the business down to where you can walk and talk it, remember to always take your people to another leader for a 3 way.  Never over explain in this business or you will talk yourself out of sponsoring your next would be superstar.

What is the Best MLM Marketing System

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What is the best MLM Marketing System?  Since I entered The MLM/Network Marketing world online back in 2008, I have always been in search of good marketing systems.  I’ve used company provided systems (that usually cost a fee).  I’ve used free marketing systems by 3rd parties, and costly systems by 3rd parties.  What I have found is that most have a few negatives – the free ones don’t have a good follow up program that allows you to make phone calls and schedule follow-ups with your prospects.  The company provided systems are tailored only towards your company and allow for very little customization – no tweaking emails, videos, etc.  Most company provided systems don’t allow you to make money promoting them to your downline.  The company provided ones will be good for your friends or family members, but won’t allow you to generate leads on your own.

“The Fortune is in the follow-up” Every Successful Network Marketer Ever

Here is what you want to look for when using and an outside marketing system.

  • Capture Pages (non-company specific is best I think for curiosity sake)
  • Pre-Made and customizable pages (availability is good)
  • Customer relation manager (must be able to follow up, make notes, and schedule follow up calls.
  • An email autoresponder.  (You need to have a way to follow up with people when you can’t reach them by phone.  Great for list building too.)
  • An email broadcast feature (ability to send email broadcast to all your prospects at one time)
  • A way to earn commission (affiliate commissions).  Get your system for free or get paid to share with others.  Many may not join your company as they may already be with a company, but a 3rd party tool can always make a difference.

Which system have I found with all of the following above?  The company is called Prosperity Central and they have been around for about the last 6 or 7 years.  Everything is already set up for the novice and customizable for the pro.  If you have lots of leads to follow up with they have a software called Phoneburner that is built into their program which allows you to make calls up to 4 times faster than dialing manually.  I find it very helpful when I do big campaigns that generate a 100 or more leads a day and I need to follow up by phone.  In terms of price?  You can get started for as little as a $1 per day with all the bells and whistles ($25 per month) and if you refer 3 its free.  I’ve had my system for over 6 years and it’s never costed me a penny as my affiliates pay my monthly membership fee.  If you’d like to test drive it for free you can do that by clicking here.  I’ve also put together a short video below that shows you how it works.

 

How to Overcome Objections & Follow Up for Network Marketing

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If you’re involved in network marketing or direct sales and plan on being successful with it, you are going to have to get on the phone and make phone calls.  I’ve never seen anyone or had much success myself in network marketing without following up on my leads.  In my latest video, I go over how to do this effectively and why objections are really no big deal (how to overcome them easily).  I also cover the psychology of the buyers (your prospects) you will be dealing with and how to set appointments (follow-up).

How To Overcome Objections for Network Marketing

If you find that you just simply need to improve your skill-set feel free to reach out to me for some one on one coaching at john@johnlowery.biz

Getting More Leads for your Network Marketing Business With Global Moneyline

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I recently came across an online tool that is supposedly helping people get more leads and make money to support their home based business.  Let’s face it one of the most challenging things we all face when doing network marketing is having plenty of people to talk to.  In a perfect world, we would post a blog or a video and our phones would ring off the hook with prospects begging to join our business and all we would have to say is, “Visa, Mastercard, American Express, or Discover.”

Unfortunately, if you’ve been involved in network marketing for any length of time you know it can take a little more convincing than that.  I’ve personally purchased leads, bought google ads, solo ads, called friends and family, and still regularly buy Facebook Ads and am always on the lookout for new tools that can help me and my team members attract more people to my business.

With that being said, I recently found something that will help you build a list of people you can email to in just a few days for next to nothing.  In fact, you can sign up for free to test drive it and even use the service without ever spending a dime if you choose.  If you are serious about building a network marketing business and want to get more leads and build a large list fast, I recommend you at least take a peak at Global Moneyline.  I took it for a test drive 3 days ago after learning that some of my team members were getting sign-ups into our network marketing business from it.  In just 36 hours I’ve already got over 2000 people in my network that I can email or advertise my opportunity to.  It could take weeks or even months to build a list of 2000 or more.  I will add that nothing beats having your own email list, but while you are building your list – this could be a great alternative to building your list.

To learn more about Moneyline and how it can help you get more leads and distributors for your network marketing business click here.  I think you’ll be happy with at least taking a look at it.

Valentus Review

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Valentus Review

A few years ago I came across a start-up company within the direct selling industry called Valentus.  They appeared to be selling healthy beverages online or through word of mouth marketing and they had a very interesting product that caught my attention “Slim Roast” Weight Loss Coffee.  I had seen another company called Javita marketing the same thing years ago, but was intrigued enough to try the product.  Not that I needed to lose weight, but a friend had offered to send me a free sample and I thought – why not.  As a marketer who’s been a part of the health & wellness industry for many years I’ve always been fascinated with the different products that companies come out with.  I guess the ones that really grab my attention are the ones that people would understand without a long science report with a cherry on top.  Heck, 70% of all people drink coffee on a daily basis and many people I know over 30 are trying to lose weight.  This was like Jenny Craig meets Starbucks – I was intrigued to say the least.

I didn’t join Valentus after that first sample, not because I didn’t like the taste, but because I didn’t want to put my time and energy into a start-up company knowing that most fail within the first few years (been there done that).

Fast forward a few years later (7 months ago).  The same friend who shared Valentus with me a few years prior contacted me again.  My first thought was wow – they are still in business.  My second thought was I might have to do some due-diligence on this company and find out what they are all about.  Below I made a list of what I found out and why you may want to consider Valentus if you are looking for a product/service to market for a home based business or another way to create income or wealth in your spare-time.

My Top 10 Reasons for Why Valentus is a Great Company for Network Marketing.

  1. 3 years old and debt free (past the point of collapse and entering momentum).
  2.  Went from 10 million in gross sales in 2015 to 30 million in 2016.
  3.  Consumable products that most people already consume (coffee & energy drinks).
  4.  Company owner who has been a distributor in the past (very important).
  5.  International opportunity (available in over 100 countries).
  6.  Plans to expand internationally
  7.  Outstanding training provided by leaders who have earned millions within the industry. (many already earning 6 & 7 figures or more annually).
  8.  Exceptional compensation plan that pays weekly & monthly.
  9.  Free Online Marketing System for everyone (most companies charge a fee for that).
  10.  Free Training (The team that I joined has free training on how to become a marketing pro).  The company also provides daily and weekly training.

Well there are my top reasons for why Valentus is one of the best opportunities within the network marketing – direct selling industry today.  If you’d like to get more information on Valentus please visit Valentus today and check it out for yourself.